Christian Real Estate Professionals : Florida: Daytona Beach

Happy Holidays Global Friends!

Happy Holidays and Seasons Greetings to all my global friends.......


 

May your days be merry and bright...

Happy Holidays to you and yours!

Daytona Beach Home Owners-Are You Prepared For Hurricane Season?

It's that time of year again where Daytona Beach, Florida residents have concerns about the weather.  While many think it is too hot..I'd rather be too hot than go through another hurricane unprepared!

 

In 2004 we all learned many valuable lessons and if you did not experience the devastation...power outages...and the shortage of hurricane supplies.

It was downright frustrating...stressful and many were impacted by these storms...right now is the time to get prepared.

Daytona Beach Home Owners-Are You Prepared for Hurricane Season? 

If not, don't wait...do not hesitate and do not think it can't happen again...we are dealing with mother nature and there is no human that can control the anger in which she expresses.

A few things you can do right now...that is very affordable and rather wait until the last minute and experience a huge expense get started in your hurricane preparedness now.

1.  Sterno,  you can't have too much Sterno...without Sterno my family would have went without hot food for a full month.  You can purchase Sterno in any supermarket...get a few cans..it was one item we could not live without. We enjoyed coffee...breakfast, lunch and dinner using Sterno!

2.  Now is the time to start stockpiling you canned goods, bottled water, canned milk.  Canned meat and a supply for at least one week. You may not think it will happen to you...but I can tell you..its a smart move.  Again you do not want that extra expense all at once.


3.  If you have pets do not forget additional supplies for your little critters..that would include pet med's, litter and food.
4.  Know the emergency route and know where the closest shelter is. 

These are just a few things that need to be done...that could be done in advance and for additional information please visit the American Red Cross Mid-Florida Region Website!

About the Author:  Midori Miller is licensed in the State of Florida, BK645709 and currently hangs her real estate license with CENTURY 21 Sundance Realty Midori is also a real estate trainer and an ActiveRain Ambassador and specializes in short sales for Daytona Beach real estate sellers.  If you are in the market to buy or sell real estate in Daytona Beach, Florida..please contact us!

Volusia and Flagler County Rental Scam on Craigslist

While many of us know better when it comes to people contacting us via the net ..you know the Nigerian scams?  Yes I am writing again..its clear in Volusia County and Flagler County Florida its happening in my neck of the woods.

If you are reading this..you might want to pass this information along to someone not so highly skilled on the Internet.  It could happen to them...

As a property manager or rental agent one thing to add to your presentation...to forewarn people leasing out their home...and those that are listing a property for sale? If someone contacts them directly..refer them to their real estate agent.   I've always said it REALTORS and/or real estate agents provide protection!

Beware of the Nigerian Rental Scam happening on Craigslist!

You can read what the Daytona Beach News Journal Reported...

About The Author: Midori Miller is a Real Estate Trainer and writes and trains Real Estate Training and assists sellers in short sale situations. Midori is a Licensed Florida Real Estate Broker , License # BK645709 and a member of the Daytona Area Association of REALTORS. Contact midorimiller@yahoo.com or (386)453-3236.

What Would I Do If I Were Buying a Home Today?

How do I get started in purchasing a home? If I were personally look for a home today...I would do the following things before contacting a real estate professional:

Before I would pick up magazines and start looking at houses regardless of my income, my employment record regardless of how much cash I am working with..
I would not assume anything..because I know guidelines have changed..
First things first, I would contact a mortgage professional that I trust and would find out what I qualify for in order to buy a home. 
Because if I don't qualify..I'm not buying!
I would gather docs because I know you will need them...
I would start with the following items: 2 years tax returns, 3 months bank statements, 1 year's worth of rent checks.
I would let my employer know I are buying a house and to expect a letter or phone call of employment verification. It may hold true for a landlord as well so prepare to discuss this with your landlord.
If you are in a lease read through your lease agreement and your lease there may be a chance you can break your lease if you purchase a home. If it is not clearly stated in your documents go to your landlord or property manager and ask what are the consequences in breaking the lease now may be the time to buy a home but it may also prove it's not!

One thing I believe..you have a better chance in buying a home if you are prepared..if you do some homework in advance..and if you keep control in what is going on around you! Don't be the buyer who said they did it to me!

That means trust the professional you are working with, plan on cooperation and make sure and make good sound decisions...understand the documents...read the fine print but most of all pay attention to the numbers...after all its You and only you paying for that mortgage!

These are things I would certainly do!

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It would be my pleasure to help you!

Midori Miller is a licensed real estate associate with CENTURY 21 Sundance Realty, Real Estate Trainer and Broker Associate. If you are interested in a career in real estate please contact me!  All calls and inquiries are confidential.  CENTURY 21 Sundance Realty is located in Volusia County with 2 office locations to better serve the public.  Daytona Beach and Ormond by the Sea.   midorimiller@yahoo.com (386) 453-3236

Established Church, Fresh Anointing, New Home

           Daytona Beach Christianity and Real Estate. By Lisa Hill, "THE SMART CHOICE!"

3 crosses by FreeFoto It was the summer of 2003 when our family left our previous church where we had been attending for several years. I had been anticipating that move for quite some time. I had literally dreamed it, and knew God was leading us elsewhere. And it was a good move for all of us.

When we joined the church family at Spirit Life Harvest Church , it wasn't long before I joined the Worship Team (as usual), my husband helped with ushering (as usual) and my daughter became a youth leader (new position for her =). This new church family was a spiritual leap forward for us, and God blessed us abundantly.

I realize that some people stay in the same church as their physical family for their whole lives. But we pray long and hard regarding where God wants us to be, so that each of us can grow spiritually, in wisdom and maturity. During the time we've been with Pastor's Ken and Laura Hope and their awesome family, God has blessed and grown our family beyond what we could have ever imagined.

During the time we've been at Spirit Life, we've gone through some major church growng pains, including a name change (long story there) and the loss of the building we had really loved! But that's how God brings about personal growth. We get stretched, and go through difficult changes, and if we stay focused on Christ, and let God work within us the way He wants to, we can become "firm, strong and courageous" .

Here's a mini sermon I heard a long time ago, taken from the story of David and Goliath....

The size of your enemy is a clue to the size of your promotion. It's not a mis-match. It's a setup. Before God can promote you, He has to introduce an enemy. God has custom-tailored your enemy for you. David never would have become King if Goliath had been a dwarf. Don't make God shrink your destiny. Stop asking for smaller battles & start believing for greater victory.

I use that story because through temporary buildings, name changes, and many other trials, God is still in control. And we wouldn't have gone through so many battles unless God had a great future planned for us. And this week, we moved into our beautiful new building! We're all so excited. We've been painting and decorating and hanging pretty mirrors and pictures, (and ordering pizza-lol) and getting ready for this Sunday. We're having our first service in our new building, with our new name... scripture Living Stones Community Church ... on Mother's Day, 2009. (Sorry the site's not up yet)

Now obviously the principles I shared that I previously heard about David and Goliath, can be applied to many rough times. Many people are desperate on so many levels. As REALTORS®, we're desperately trying to help our clients. And we need to make money to support our families! But most battles begin, and end, in our thoughts.

I recently decided to listen again to an audio book I heard a few years ago. It was time for me to hear it again. The book is called "The Dream Giver" by Bruce Wilkinson. It's an incredible parable with an even more incredible lesson after the parable. I'm sure God prompted me to listen to this audio book again, because in doing so, I realized it was time for me to move forward with a "dream" I've had for many years. I'm not going to share those details yet, (it has nothing to do with my real estate career) but it's just another confirmation of how awesome God is, and how He is always in control if we just let go our fears. For me to see that it was time to begin the journey of my personal "dream", it was a matter of getting rid of distractions, and clearing out the cobwebs, to even know that it was time to listen to "The Dream Giver" audio book again. And as I neared the end of the story, there were two small sentences that turned my world upside down. Those two small sentences said...

Stop looking up at your giants from your perspective. Start looking down on them from God's perspective.

Wow! Is there even anything else for me to say? How have you been viewing your giants? Is God still God or not? Because from His perspective, our giants are like ants! Now get focused, start believing, and get moving!

www.LisaHillRealtor.com

Lisa Hill Christian Realtor

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